Description

You are a strategic thinker passionate about driving solutions in Financial Analysis. You have found the right team.

As a Financial Associate in the Card Investment Strategy team, you will own the financial evaluation framework for our key Card lending strategy "Chase Pay over Time", leading analytical initiatives that directly impact strategy decisions and serve as a trusted advisor to senior stakeholders across the organization. In this role, you will develop sophisticated NPV forecasts, translate complex quantitative analysis into actionable insights, and coordinate impacts to the Card budget, including stressed scenarios.

Job responsibilities

• Develop comprehensive financial impact assessments and NPV modeling for Credit Cards lending strategies leveraging data manipulation techniques & robust forecasting/statistical methodologies
• Create data-driven insights and quantitative models to guide senior leadership on revenue and growth opportunities
• Collaborate with cross-functional teams and senior stakeholders to translate business objectives into actionable analytical frameworks
• Drive business planning, forecasting, and regulatory stress testing in partnership with Card Finance
• Analyze ongoing financial performance, identify key variance drivers and opportunities, and present findings to senior stakeholders
• Identify and implement process improvements to enhance modeling efficiency and forecasting accuracy
• Maintain model governance documentation and ensure compliance with regulatory and audit standards
• Provide mentorship to analysts and associates, and lead cross-functional teams, fostering knowledge sharing and best practices

Required qualifications, capabilities and skills

• Bachelor's/ Post Graduate degree in Finance, Mathematics , Accounting, Economics, or a related field
• 4+ years of experience in data analytics, risk or finance-related role
• Proficiency in SAS/SQL/Python & Business Intelligence tools
• Good business understanding of Lending products like Credit Cards , Unsecured Loans
• Proficient in building P&L and financial modeling concepts (NPV, ROI, etc.)
• Proficiency in Microsoft Office, especially Excel and PowerPoint
• Adept at working with granular data tables to draw out segment-level profitability
• Experience in forecasting and budgeting
• Strong quantitative, critical thinking, and analytical skills
• Excellent verbal and written communication skills
• Strong organizational and process skills, with attention to detail
• Capable of working autonomously in an ambiguous dynamic, matrixed environment and managing multiple responsibilities with tight timelines

Preferred qualifications, capabilities and skills

• Knowledge of Card, Consumer lending, or other financial services

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

\n Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.\n
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\n Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.\n